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    Each of my 25+ years in the investment industry has reinforced one key idea — it's impossible to predict the future, but essential to prepare for it.

    This blog discusses developments in the economy, politics, and the markets, all from the perspective of what matters most to individual investors. Don't look for wild predictions, urgent stock picks, or hot deals. Instead, expect clear, practical ideas on investing and wealth preservation that help investors make responsible financial plans.

    — John Osbon