Gold’s down this year, fairly dramatically so. This has some investors proclaiming the shiny stuff’s irreversible demise, or maybe wondering why they ever bought into it in the first place. My view is less dramatic: there’s always something that’s down, … Continue reading
If you invested one dollar in small stocks in 1926 and then took an 87 year nap, you’d be waking up today with $18,000+. That’s the power of compounding – one of the many interesting concepts portrayed in the annual … Continue reading
The NCAA basketball pool is a blast every year. Your cleverly selected bracket plays out as a month-long clash between delight and despair as some of your teams heroically advance and others are squished like bugs. It’s college sports at … Continue reading
Does one percent matter? If you’re watching the balance in your portfolio for one year, the difference between an eight percent return and a seven percent return can be a fair amount of money, but won’t really change your life. … Continue reading
As we discussed last time, it’s just not realistic to hope to stay ahead of inflation’s slow but persistent drain without assuming some risk. For investors whose first goal is to preserve capital, a growth strategy is the appropriate response, … Continue reading
Now and then a great business emerges because it does something no one else can through a breakthrough technology or discovery. But far more often, success comes to those who simply “do things better.” This may mean improving the auto … Continue reading
When we ask what your portfolio looks like, we mean it literally. We find that a visual representation of a few critical metrics can tell us a lot about your portfolio and how it can be expected to perform. Let’s … Continue reading
Windham Global Solutions, the portfolio and risk management experts, is an essential provider for Osbon Capital. Windham held its second annual investment conference last week in downtown Boston. What happens when you put savvy Windham people in a room for two … Continue reading
If you had $50 billion to invest, how would you do it? Let’s take a look at the investment strategy of the Massachusetts Pension Reserves Investment Management board (PRIM), which invests that sum for the benefit of state employees, teachers … Continue reading
First the “flash crash.” Then the Facebook trading debacle. Now, Knight Capital shoots itself, accidentally and critically. What’s going wrong with the basic market function of an orderly match between buyers and sellers? Let’s look closer look inside the maelstrom that is … Continue reading
Each of my 25+ years in the investment industry has reinforced one key idea it's impossible to predict the future, but essential to prepare for it.
This blog discusses developments in the economy, politics, and the markets, all from the perspective of what matters most to individual investors. Don't look for wild predictions, urgent stock picks, or hot deals. Instead, expect clear, practical ideas on investing and wealth preservation that help investors make responsible financial plans.